1. A small loan is designed for financing consumer spending.
2. Loan term – up to 60 months.
3. Loan amount – 320-5000 ЕUR. The maximum loan amount should not exceed applicant’s double monthly net income.
4. Contract fee – 1,5%, min. 32 EUR.
5. Annual interest rate – from 15%.
6. A loan is issued without collaterals.
7. A loan is repaid monthly according to the payment schedule.
8. Minimum monthly net income – 280 EUR.
The initial annual percentage rate of a small loan is 16,92% per year on the following (example) conditions:
• the amount of loan of €2 000 is paid out immediately and in full
• interest rate 15% per annum
• contract fee of €32 is paid upon conclusion of the contract
• the loan will be repaid as monthly annuity payments over a period of 60 months
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