• making contactless payments
• withdrawing cash from ATM
• paying for goods and services in the store or online
• using around the world, where you notice the MasterCard® logo
On a monthly basis credit card gives you an opportunity to pay for purchases, services and get cash from ATM within permitted credit amount.
CONDITIONS FOR CARD APPLICANTS
To qualify for a credit card, the applicant must own an account at Tallinn Business Bank, adhere to a positive credit history, have a steady income or make an agreed security deposit.
Credit card applicants must fill out a standard-format application which is available at bank offices.
Credit cards are issued as valid for two years. The expiry date of a given credit card is indicated on the front of the card.
Each type of a credit card has its own credit limits. The amount of credit depends on your needs and creditability. The limit is to be determined by the bank individually for every client for a term of 1 calendar month.
REPAYMENT OF THE CREDIT USED
EARLY REPAYMENT OF USED CREDIT CARD LIMIT
Credit card users are able to discharge used credit card limit ahead of schedule in full or partial amount on any day within a current month. Just after the used limit is discharged, the clear credit card balance enlarges on the payment amount. The discharge is made at the expense of the funds deposited in the current euro account. This early credit card repayment can be made in the bank office as well as in the Internet bank. The service is free of charge.