Terms and conditions

1. Application for a loan may be submitted by Estonian citizens or holders of a long-term residents’ residence permit or a permanent right of residence who are at least 18 years of age.

2. The following requirements shall be met by loan applicants:

2.1. Regular and controllable net income shall be at least 280 EUR per month.

2.2. Preferably, a regular flow of income shall have been arriving into a current account with TBB pank for the last three months.

3. The ground for a loan to be granted shall be submission of the proper collateral, for instance, by way of a pledge of the property owned by the loan applicant / the third person or by way of a suretyship / guarantee of the third person. The collateral value, as estimated by the independent appraiser approved by the bank shall exceed the amount of the loan applied. The bank approves the following as a loan collateral:

    ✓ term deposit at TBB pank;

    suretyship or guarantee granted by the third person;


    possessory pledge;

    registered security over movables;

    pledge of securities;

    revenues into the current account with TBB pank.

4. When calculating interest, it is based on the year of 360 days.

For further information, please contact loan manager.

Customer support

Mon-Fri 09.00-17.00

Phone: +372 668 8066

Skype: +372 712 0503

*Outside office hours you can report your card lost by calling +372 668 8088

Important! Our branch office in Tallinn, on Vana-Viru 7 is temporarily closed until 31.12.2020

Contact us


This is the website of the financial service providers AS TBB pank, AS TBB liising, AS TBB Invest and Morgan Trade AS. Before entering into any agreement please read the terms of the financial service published on our website and, if necessary, consult bank officer, including the annual percentage rate of the loan product you are interested in.
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