Consumer loan
A consumer loan is suitable for financing various purposes of your own choice, such as travel, home renovation, purchase of equipment, education, and payment of beauty and health-related expenses.
A loan is issued without collaterals
There is no monthly administration fee
Free of charge early repayment
Loan amount 500 – 5 000 ЕUR
Loan period 6-84 months
Quick loan decision and the money will be transferred within a working day
Sign a loan agreement conveniently online
Consumer loan
84 months
Show payment schedule
* Please note, that calculations are informative
Payment Schedule
| Nr | Date | Loan Amount | Interest | Principal Payment | Total Payments | Outstanding Balance |
|---|---|---|---|---|---|---|
- A loan is repaid monthly according to the payment schedule.
- Application for a loan may be submitted by Estonian citizens or holders of a long-term residents’ residence permit or a permanent right of residence who are at least 18 years of age.
- The following requirements shall be met by loan applicants:
- regular and controllable net income at least 600 €
- age from 18 to 70 years
- When calculating interest, it is based on the year of 360 days.
For further information, please contact loan manager by sending an e-mail at laenuhaldur@tbb.ee.
- Loan application
- Copy of the identity document
- Six-month account statement certified by the bank, if income is not received in TBB pank
- Documents confirming other possible sources of income
The bank can also request additional documents needed to evaluate the client’s solvency.
The initial annual percentage rate of a consumer loan is 15,09% on the following (example) conditions:
- the amount of loan of 2000 EUR is paid out immediately and in full
- interest rate 12,9%
- contract fee of 35 EUR is paid upon conclusion of the agreement
- the credit will be repaid as 36 monthly annuity payments over a period of 3 years