Home loan

A home loan is designed for the building, purchasing or renovation of a property, intended for being used for accommodation.

Maximum term25 years
Loan amountWhen buying new accommodation, the bank finances up to 80% of the accommodation cost. With Kredex guarantee – up to 85%. In case of renovation of accommodation the bank finances up to 50% of investments
RepaymentA loan is repaid monthly according to the payment schedule


Calculation example keyboard_arrow_down

The initial annual percentage rate of a home loan is 4,19% on the following (example) conditions:

the amount of loan of €66 000 is paid out immediately and in full

interest rate of 6 months' Euribor + 4,0% per annum (as at 15.03.2019 the 6-month Euribor rate was (– 0,232%); under the terms of the contract, in case of a negative value, Euribor is considered to be equal to zero; Euribor may change every 6 months)

contract fee of €660 is paid upon conclusion of the agreement

the credit will be repaid as monthly annuity payments over a period of 9 years

The rate does not include costs associated with the establishing or insuring of collateral.

maximum term 25 years
base interest rate 4%

Show payment schedule.

* Please note, that calculations are informative

Payment Schedule

Nr Date Loan Amount Interest Principal Payment Total Payments Outstanding Balance



Customer support

Mon-Fri 09.00-17.00

Phone: +372 668 8066

Skype: +372 712 0503

*Outside office hours you can report your card lost by calling +372 668 8088

Important! Our branch office in Tallinn, on Vana-Viru 7 is temporarily closed until 31.12.2020

Contact us


This is the website of the financial service providers AS TBB pank, AS TBB liising, AS TBB Invest and Morgan Trade AS. Before entering into any agreement please read the terms of the financial service published on our website and, if necessary, consult bank officer, including the annual percentage rate of the loan product you are interested in.
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