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9. LOANS AND GUARANTEES

9.Physical persons 
9.1.1.Housing loan 
 
Drafting of loan agreement
1% min. 500 EEK
1 % min. 31.96 EUR
 
Amendment of an interest rate
500 ЕЕК
31.96 EUR
 
Amendment of loan maturity date
500 ЕЕК
31.96 EUR
 
Repayment holiday
500 ЕЕК
31.96 EUR
 
Amendment of repayment scheme
free of charge
 
Premature repayment of loan
free of charge
 
Additional loan amount
1% of additional loan
amount, min 500 EEK
9.1.2Consumers loan 
 
Drafting of loan agreement
1%, min. 500 EEK
1%, min. 31.96 EUR
 
Amendment of an interest rate
500 ЕЕК
31.96 EUR
 
Amendment of loan maturity date
500 ЕЕК
31.96 EUR
 
Repayment holiday
500 ЕЕК
31.96 EUR
 
Amendment of repayment scheme
free of charge
 
Premature repayment of loan
free of charge
 
Additional loan amount
1% of additional loan
amount, min 500 EEK
1 % of additional loan amount, min 31.96 EUR
9.1.3.
Small loan
 
 
Drafting of loan agreement
1.5% of amount,
min 500 EEK
1.5 % of loan amount, min. 31.96 EUR
 
Amendment of agreement terms
0.5% of amount,
min 500 EEK
0.5 %, min 31.96 EUR
9.2.Legal persons 
9.2.1.Overdraft 
 
Drafting of loan agreement
1% min. 1000 EEK
1 %, min. 63.91 EUR
 
Additional application
1% min. 1000 EEK
1 %, min. 63.91 EUR
 
Amendment of overdraft maturity date
1% min. 1000 EEK
1 %, min. 63.91 EUR
 
Amendment of an interest rate
5 000 ЕЕК
 
Premature repayment of loan
free of charge
9.2.2.Current assets loan 
 
Drafting of loan agreement
1% min. 1000 EEK
1 %, min. 63.91 EUR
 
Additional application
1% min. 1000 EEK
1 %, min. 63.91 EUR
 
Amendment of loan maturity date
5 000 ЕЕК
319.56 EUR
 
Amendment of an interest rate
5 000 ЕЕК
319.56 EUR
 
Repayment holiday
5 000 ЕЕК
319.56 EUR
 
Amendment of repayment scheme
free of charge
 
Premature repayment of loan
free of charge
9.2.3.Investment loan 
 
Drafting of loan agreement
1% min. 1000 EEK
1 %, min. 63.91 EUR
 
Additional application
1% min. 1000 EEK
1 %, min. 63.91 EUR
 
Amendment of loan maturity date
5 000 ЕЕК
319.56 EUR
 
Amendment of an interest rate
5 000 ЕЕК
319.56 EUR
 
Repayment holiday
5 000 ЕЕК
319.56 EUR
 
Amendment of repayment scheme
free of charge
 
Premature repayment of loan
free of charge
9.2.4.Rural life and agricultural loan 
 
Drafting of loan agreement
free of charge
 
Amendment of agreement terms
free of charge
9.3.Penalty on amounts due
0.2% per day
9.4.Bank guarantees issued by Tallinn Business Bank 
 
Application fee
1 000 EEK
63.91 EUR
 
Charge for guarantee
1-5 % year
 
Amendment to a letter of guarantee
1 000 ЕЕК
63.91 EUR
9.5.
Bank guarantees issued to the benefit of Tallinn Business Bank customers
 
 
Notification and/or guarantee amendment fee
600 ЕЕК
38.35 EUR
Submitting a claim under guarantee
800 ЕЕК
51.13 EUR
 
Guarantee cancellation notification of foreign bank
600 ЕЕК
38.35 EUR