“Deebet Pluss” Card enables to make payments for goods and services, withdraw cash from ATM and carry out other usual operations provided by Maestro/Cirrus type debit cards.
“Deebet Pluss” cardholder gets the possibility to make transactions with amounts exceeding the funds available on the account under the terms and conditions set up in the contract. The bank grants the cardholder the period of 90 days to cover the amount owing for card transactions. The customer may recover the debt whenever it is convenient for the cardholder by transfer or in cash, provided it has been done prior to the dead-line stipulated in the contract. The fixed overdraft limit is renewed for the same period of time after covering the debt on time.
The monthly interests for using the overdraft are withheld on the last calendar day of the month. The interests are withheld only for the overdraft amount actually used.
The debt repayment effected in foreign currency is converted into Estonian kroons according to the exchange rate of the day.
The annual interest rate for overdrawn account is 8%.
The minimum available amount of the overdraft is 40% of the regular funds coming into the settlement account of the customer with
Tallinn Business Bank but not less than 130 EUR
The maximum available amount of the credit is 6 400 EUR
“Deebet Pluss” Card is easy and comfortable to use, it is reliable and does not differ from Maestro/Cirrus debit card.
“Deebet Pluss” Card is issued for private individuals at least 18 years old having a positive credit history and constant income flow into the settlement account with Tallinn Business Bank within 6 months previous to the date of application for the card.
The card is valid for 2 years.
You can apply for “Deebet Pluss” Card in all branches of Tallinn Business Bank.