Contactless payments

WHAT IS A CONTACTLESS PAYMENT?

Contactless payment is a payment for your purchase by touching a payment terminal with your bank card without entering PIN-code.

ADVANTAGES OF CONTACTLESS PAYMENTS

• Quick and easy


• Purchases up to 25 € inclusive without entering PIN-code


• Option to activate or deactivate the contactless payments service

SECURITY OF CONTACTLESS PAYMENTS

• To make a payment the distance between your card and payment terminal shall not exceed 2 centimetres


• Payment terminal is not deducting similar amount two times in a row for one and the same purchase. The terminal switches off after the sound signal


• PIN-code to confirm your payment will be requested selectively, even if the purchase amount is below the limit


• Card holder sets contactless payments limit by himself or herself and such limit could be minimal

WHERE THE CONTACTLESS PAYMENTS COULD BE PERFORMED?

You can perform contactless payments at POS-terminals in Estonia and in foreign countries; look for the MasterCard PayPass  logo, just like on your bank card.

CONTACTLESS PAYMENTS LIMIT

• In Estonia there is a limit for contactless payments of 25 euros. Foreign countries have their own local limit for contactless payments. We recommend you before visiting a foreign country obtain information on the contactless payments limits


• Card holder is able to set the contactless payments limit from zero to the maximum limit set by the bank.

HOW TO ACTIVATE THE CONTACTLESS PAYMENTS FUNCTION?

You may activate a contactless payment function by performing a deal in cash terminal or in payment terminal as usual – a card shall be entered in terminal and payment confirmed by a PIN-code.