Private Clients > Accounts and Settlements > Personal Banking

Personal banking

Personal banking is a new kind of service for resident private customers older than 18 years, who have standing relations with the bank and are interested in increasing profitability of their investments and prosperity.

Personal banking is provided for private customers having regular proceeds, salary, retired pay, grants, royalties or other kinds of income into their settlement accounts with the bank at least during 3 last months (min. receipt amount is
200 EUR per month);
- or total amount of time deposits is at least EUR 300 000 (or equivalent in currency) for the period at least one year.

Personal banking customers are provided with the following benefits:
  • additional annual interest for time deposits in Euro*
  • no service fee for debit cards and «Debit Pluss» cards and preferential fee for issue of credit card (Standard, Business and Gold )
  • 2 free cash withdrawals from ATM a month
  • personal consulting for more efficient use of funds
  • rent of deposit box - free of charge
  • issue of credit cards under collateral deposit in correlation 1:1
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* does not apply to rates during bank’s advertising campaign